• The Medicare Answers

#MedicareMonday: Medicare Part D (Prescription Drug Coverage)


Medicare beneficiaries across the nation have the option of enrolling in Medicare Part D

to get help with their prescription drug costs. If you have Original Medicare (Part A and Part B), Medicare Part D isn't automatically included. Instead, you can get this coverage by enrolling in a stand-alone Medicare Prescription Drug Plan.


Is Part D plan right for you?

Part D is optional, but it is highly recommended. If you take drugs now, or if your health changes, you may need them in the future, Part D will assist in paying for your drug costs.

Additionally, if you choose not to enroll in Part D when you first become eligible for Medicare, you may face a lifelong financial penalty if you decide to sign up later or do not have creditable group benefits in place.


Medicare Part D eligibility.

You're eligible for Medicare prescription drug coverage if:

· You're enrolled in Medicare Part A and/or Part B

· You also live in the service area of a Medicare plan that includes prescription drug coverage.